Free tools
Ontario Closing Cost Estimator
The real number you need at closing — your down payment, land transfer tax, and the closing costs most buyers forget — in one estimate.
Location
First-time home buyer?
Estimated cash to close
$186,875
down payment + tax + closing costs
Down payment$170,000
Land transfer tax$13,475
Legal fees · est.$1,800
Title insurance · est.$400
Home inspection · est.$500
Tax / utility adjustments · est.$700
Cash to close$186,875
Estimate only — not legal, tax, or financial advice; confirm final figures with your lawyer / mortgage agent. Legal, title, inspection, and adjustment figures are rough estimates that vary by deal.